Services

Monticello Wealth Management offers comprehensive financial services designed to help you achieve long-term financial security and success. We strive to provide exceptional services to our clients.

Comprehensive-Approach

Wealth Management Family Office Services Trust Services

In order to help you maximize your potential for success in all areas of your financial life, we, along with our parent company Jefferson Bank, focus on these important areas:

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Wealth Management

Monticello Wealth Management builds relationships with our clients that are personal and long term. Our goal is to help protect and preserve your wealth so you can achieve your most important financial goals. We provide personalized strategies that take into account all aspects of your financial life and offer guidance, clarity of thought and expertise to help you gain confidence in a more secure financial future.

Above all, we are committed to helping our clients make smart decisions about their wealth so that it can do as much good as possible for those they care most about.

Family Office Services

Through Jefferson Bank Trust, we deliver Family Office Services for clients where wealth management has become its own business. With our custom approach, clients engage Monticello Wealth Management and Jefferson Bank to build, manage and preserve family wealth. This approach includes management of legacy and investable assets with integrated financial strategies, information management and tax reporting, liability and risk management, family continuity and generational to family members.

Trust Services

Trusts offer unique benefits of protection, privacy, continuity and professional management, but can also create unique challenges. Monticello Wealth Management will manage your family’s trust assets. Through our relationship with Jefferson Bank, clients have access to professional trustee, co-trustee or trust agency services to ensure effective trust administration. Additionally, Jefferson Bank provides comprehensive estate settlement services as executor or co-executor.

Wealth Management

At Monticello Wealth Management, we believe your portfolio should be designed to give you the highest probability of achieving your goals with a suitable amount of risk.

That’s why we employ an investment approach based on almost nine decades of data, analysis and research, insights from behavioral finance and close relationships with leading academics. We embrace this academic research but overlay client specific risk and return expectations to develop a distinctive long-term approach we call Asset Class Investing. This approach has a three pronged basis:

  1. Let Markets Work for You
    Instead of trying to beat the market, let the long-term growth potential of markets around the world work for you. Over time, markets have significantly outperformed inflation. Utilizing strategic Asset Class investments let markets work for you by focusing on delivering market returns.
  2. Manage Risks
    Risk can’t be eliminated, but it can be managed through our prudent approach:

    • Diversify globally to reduce company-specific risk.
    • Invest in high-quality and very liquid equity securities.
    • Using a combination of asset classes, we attempt to dampen volatility because they respond differently to various market conditions.
  3. Invest for the Long Term
    A long-term perspective is one of the most important ingredients of portfolio success. But the powerful emotions we experience when markets move up and down can get in our way. That’s why we use the latest behavioral research to help you make better decisions and stay on track. 

Additionally, we offer a comprehensive range of retirement plan solutions, from 401(k) plans to profit sharing plans, defined benefit plans and many other qualified plan types. We provide the options that you and your business need, and the guidance you deserve.